:root{--navy: #0e2a47;--navy-deep: #081d33;--blue: #1d6fb8;--blue-light: #e8f1f9;--accent: #f0a513;--ink: #1c2733;--muted: #5a6878;--line: #d9e0e7;--bg: #ffffff;--bg-soft: #f4f6f9;--maxw: 1080px;--radius: 8px;--font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}a{color:var(--blue)}h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .5em}h1{font-size:2.15rem;letter-spacing:-.01em}h2{font-size:1.55rem;margin-top:1.8em}h3{font-size:1.2rem;margin-top:1.5em}p{margin:0 0 1.1em}ul{padding-left:1.3em}li{margin-bottom:.5em}.site-header{background:var(--navy);color:#fff}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px 24px;padding-top:14px;padding-bottom:14px}.brand{font-weight:700;font-size:1.18rem;color:#fff;text-decoration:none;letter-spacing:-.01em}.brand span{color:var(--accent)}.site-nav{display:flex;flex-wrap:wrap;gap:4px 18px;align-items:center}.site-nav a{color:#d4e0ec;text-decoration:none;font-size:.95rem;font-weight:500}.site-nav a:hover{color:#fff}.site-nav .nav-cta{background:var(--accent);color:var(--navy-deep);padding:8px 16px;border-radius:var(--radius);font-weight:700}.site-nav .nav-cta:hover{color:var(--navy-deep);background:#ffb733}.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:60px 0 56px}.hero h1{color:#fff;max-width:760px;font-size:2.5rem}.hero p.lead{color:#cdd9e5;font-size:1.2rem;max-width:680px;margin-bottom:1.6em}.hero .eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--accent);margin-bottom:12px}.btn{display:inline-block;background:var(--accent);color:var(--navy-deep);font-weight:700;padding:13px 26px;border-radius:var(--radius);text-decoration:none;font-size:1.02rem}.btn:hover{background:#ffb733}.btn-ghost{background:transparent;color:#fff;border:1.5px solid #44617f;margin-left:10px}.btn-ghost:hover{background:#ffffff14;color:#fff}section{padding:8px 0}.section-soft{background:var(--bg-soft);padding:44px 0}main{padding-bottom:20px}.content{padding:40px 0}.content .wrap{max-width:800px}.compliance{background:var(--blue-light);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0}.compliance ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px 14px;justify-content:center}.compliance li{background:#fff;border:1px solid var(--line);border-radius:20px;padding:6px 15px;font-size:.88rem;font-weight:600;color:var(--navy);margin:0}.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));margin:24px 0}.card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff;text-decoration:none;color:var(--ink);display:block}.card:hover{border-color:var(--blue)}.card h3{margin-top:0;color:var(--navy)}.card p{margin-bottom:0;color:var(--muted);font-size:.96rem}.card .card-tag{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--blue);font-weight:700}.features{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));margin:28px 0}.feature h3{margin-top:0}.pathway{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px 24px;margin:26px 0}.pathway h3{color:#fff;margin-top:0}.pathway-flow{display:flex;flex-wrap:wrap;align-items:stretch;gap:10px;margin-top:18px}.pathway-node{background:#14365a;border:1px solid #2c5079;border-radius:6px;padding:12px 14px;flex:1 1 130px;font-size:.9rem;text-align:center}.pathway-node strong{display:block;color:var(--accent);font-size:.95rem;margin-bottom:2px}.pathway-arrow{align-self:center;color:#6f8eae;font-weight:700}.faq{margin:24px 0}.faq details{border:1px solid var(--line);border-radius:var(--radius);margin-bottom:12px;padding:0 18px;background:#fff}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:15px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--blue);font-size:1.3rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details>p{margin-top:0;padding-bottom:16px;color:var(--ink)}.cta-band{background:linear-gradient(160deg,var(--blue) 0%,var(--navy) 100%);color:#fff;text-align:center;padding:48px 0}.cta-band h2{color:#fff;margin-top:0}.cta-band p{color:#d9e6f1;max-width:560px;margin:0 auto 1.4em}.note{font-size:.85rem;color:#b8c8d8;margin-top:14px}.callout{background:var(--blue-light);border-left:4px solid var(--blue);border-radius:0 var(--radius) var(--radius) 0;padding:16px 20px;margin:22px 0}.callout p:last-child{margin-bottom:0}.crumb{font-size:.85rem;color:var(--muted);padding:14px 0 0}.crumb a{color:var(--muted);text-decoration:none}.crumb a:hover{color:var(--blue)}.site-footer{background:var(--navy-deep);color:#9fb2c4;padding:40px 0 28px;font-size:.92rem}.site-footer h4{color:#fff;font-size:.95rem;margin:0 0 12px;text-transform:uppercase;letter-spacing:.05em}.footer-grid{display:grid;gap:28px;grid-template-columns:1.4fr 1fr 1fr}.site-footer a{color:#b9c9d8;text-decoration:none;display:block;margin-bottom:6px}.site-footer a:hover{color:#fff}.footer-bottom{border-top:1px solid #1c3a57;margin-top:30px;padding-top:20px;font-size:.85rem;color:#7e93a6}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:16px;margin:26px 0}.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-align:center}.stat .num{font-size:1.7rem;font-weight:800;color:var(--blue);display:block}.stat .label{font-size:.88rem;color:var(--muted)}@media(max-width:720px){body{font-size:16px}h1{font-size:1.8rem}.hero h1{font-size:1.9rem}.hero{padding:44px 0 40px}.footer-grid{grid-template-columns:1fr}.btn-ghost{margin-left:0;margin-top:10px}.pathway-arrow{transform:rotate(90deg)}}